Answer long-term care questions with confidence.
Learn the three most important aspects to consider when discussing the complex subject of long-term care insurance with your clients.
Are You a Financial Advisor Who:
→ Is unsure which medical conditions will disqualify your clients from LTC?
→ Knows how important LTCI is, but isn’t comfortable suggesting a policy?
→ Wants to completely align your interests with those of your clients?
→ Strives to invoke confidence and trust in your clientele?
This guide was created for you.
In the Long-Term Insurance Guide for Financial Advisors, You’ll Learn:
01
How to determine if your client needs LTCI.
The potential need for long-term care is a personal conversation and can create tension when speaking to clients, but it’s necessary in creating a holistic wealth management plan. The LTCI Guide will give you the elements to consider before having this important conversation.
02
How mandatory LTCI might affect your client.
Some states are considering imposing taxes on individuals who don’t have Long-Term Care Insurance policies. Recent developments in Washington, New York, California, Michigan, and Minnesota emphasize the importance of proactive planning.
03
Automatic medical denial criteria for LTCI.
Included in the Guide is a comprehensive list of medical conditions that will disqualify your clients from receiving long term care benefits. It’s imperative that Financial Advisors are aware that there are some limited insurance options available even with these conditions.
Don’t leave your clients wondering which LTCI plan is best for their needs.
If you feel uncomfortable discussing LTCI or are a fee only advisor who doesn’t sell insurance products, it helps to bring in an expert that you and your client can trust.
I’m Michael Ell, and to me, Long-Term Care Insurance is personal.
I started Wise Dollar Insurance because my grandmother was unprepared, and in the end, she had no options. This was hard on her and the entire family. As an independent agency, Wise Dollar focuses solely on finding the right plan to meet the long term goals of our clients.
My passion for insurance is based on the principle that financial catastrophe should not be the result of unexpected illness, aging, or an untimely death. I strive to educate financial advisors and empower them to assist their clients in making the right decisions when it comes to Long-Term Care.
Don’t wait for a catastrophe to educate yourself about Long-Term Care Insurance.
Download the Financial Advisor LTC Guide today.